Privacy Policy

We value your privacy very highly. Please read this Privacy Policy carefully before using the www.colvaservices.com Website (the “Website”) operated by Colva Actuarial Services, a(n) Limited Liability Company formed in , United States (“us”, “we”, “our”) as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.

Your access to and use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of the Privacy Policy, then you do not have our permission to access or use the Website.
What information we collect

We collect any and all information that you enter on this Website or provide to us by any other form of communication, including, but not limited to electronic mail, regular mail and phone calls.

We collect the following information about you:
Name, Phone numberI, IP address, Email Address, Age, Sex, inferences drawn from any other information to create a profile about the consumer

How we may use your information

We may use the information that you provide us for the following:

Analytics;
Auditing compliance;
Auditing transactions that the consumer has entered into;
Counting ad impressions to unique visitors;
Creating new features;
Debugging to identify and repair errors;
Detecting security incidents;
Enforcing our Terms of Service;
Marketing and advertising;
Performing services;
Processing or fulfilling orders or transactions;
Providing customer service;
Resolving disputes;
Short-term transient use;
Undertaking activities to verify or maintain the quality or safety of our services or devices;
Undertaking internal research for technological development and demonstration;
Verifying customer information;
Verifying position and quality of ad impressions.

With whom we share your information

We share your personal information with the following categories of third parties:

Content management systems;
Data analytics providers;
Email marketing vendors;
Financial transactions processors;
Fraud prevention services vendors;
life insurance and life settlement partners;
Customer management systems;
Parties that need to operate the website.

Sale of your information

We do not sell your personal information. Nevada residents – if you would like to opt out of future sales, please contact us at [email protected]

Cookies

A cookie is a small piece of data sent from a website and stored on your computer by your web browser. The file is added once you agree to store cookies on your computer or device, and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow sites to respond to you as an individual. The Website can also tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences.

This Website collects cookies and may use cookies for reasons including, but not limited to:

Analyze our web traffic using an analytics package;
Identify if you are signed in to the Website;
Test content on the Website;
Store information about your preferences;
Recognize when you return to the Website.

Overall, cookies help us provide you with a better Website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. This setting may prevent you from taking full advantage of the Website.

Children’s Privacy

This Website is intended for use by a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond to that child to inform him or her that they cannot use this Website.

Analytics Programs

This Website uses Google Analytics to collect information about you and your behaviors. If you would like to opt out of Google Analytics, please visit https://tools.google.com/dlpage/gaoptout/.

Third-Party websites

This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. It is up to you to read and fully understand their Privacy Policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.

Do Not Track

Do Not Track is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not support Do Not Track (“DNT”). You can either enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.

Changes to Privacy Policy

We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes to this Privacy Policy by posting the updated privacy policy to this website.

Questions

If you have any questions about this Privacy Policy, please contact us at [email protected]