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Investing in Long Term Bonds through Whole Life Insurance
Investing in Long Term Bonds through Whole Life Insurance Improving After-Tax Fixed Income Returns Through the Use of Whole Life Insurance As discussed in our intro article, in the wake of low bond...
Intro Life Insurance
Intro Life Insurance Improving Portfolio Diversification and After-Tax Returns in a Low-Yield/High Tax Environment Through the Use of Life Insurance Summary: The efficient frontier hypothesis states that...
Premium Minimization
Premium Minimization Services One of the main concerns of life settlement investors is minimizing the premiums required to keep the policy in force. Colva is a specialist in utilizing actuarial principles...
Why the Traditional 60/40 Retirement Strategy Won’t Work in a Low Yield Environment
Why the traditional 60/40 retirement strategy won’t work in a low bond yield environment Financial advisors need to implement better retirement strategies in a low-yield environment or risk losing HNW...
6 Financial Advising Strategies to Increase After-Tax, After-Advisory Fee Bond Returns for HNW Clients in a Low-Yield Environment
6 Financial Advising Strategies to Increase After-Tax, After-Advisory Fee Bond Returns for HNW Clients in a Low-Yield Environment I’ve been working with financial advisors a lot recently on how to...
4 Financial Advising Strategies for High-Earning Professionals to Increase After-Tax Wealth
4 Financial Advising Strategies for High-Earning Professionals to Increase After-Tax Wealth I’ve been working with financial advisors a lot recently on how to implement better after-tax strategies for...
Why Fee-Only Fiduciary Financial Advisors Should Be Considering No-Commission Fixed and Indexed Annuities for Conservative High Net Worth Clients over Traditional Bond Investing
Why Fee-Only Fiduciary Financial Advisors Should Be Considering No-Commission Fixed and Indexed Annuities for Conservative High Net Worth Clients over Traditional Bond Investing Bond investing in rising...
Life Insurance is an Important Part of a Client’s Financial Plan: But are they spending more than they need to?
Life insurance is an important part of a client’s financial plan: But are they spending more than they need to? The goal of any comprehensive financial advisor is to help protect the financial situation of...
High Net Worth Fiduciary: Providing high net worth clients with specialized advice
High Net Worth Fiduciary: Providing high net worth clients with specialized advice High net worth individuals have a multitude of needs that require specialized expertise and attention: strategies to avoid...
The Problem with Life Settlements for Seniors: And it has everything to do with commissions
The Problem with Life Settlements for Seniors: And it has everything to do with commissions As seniors get older and their health deteriorates, they have an increasing need for assisted living and health...
How to Structure Permanent Life Insurance to Surpass Buy Term and Invest Strategies
How to Structure Permanent Life Insurance to Surpass Buy Term and Invest Strategies Buy term and invest the difference is your best bet when it comes to life insurance—unless...
Life Insurance Policy Review Blog
Life Insurance Policy Review Blog As an actuary who helped to price and analyze policies for a large life insurance carrier, I quickly saw how policy owners end up getting the worst end of the deal. While...
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