Life Insurance and annuity solutions are the best tools for HNW clients to create greater risk-adjusted after-tax returns and reduce volatility and downside risks in their portfolio.

So why don’t more clients and advisors use it?

That’s because many clients have been burned in the past from using expensive products sold by high-commissioned agents.

And advisors often have a conflict of interest against using these products and just don’t understand how they work.

We utilize our life insurance, investment, estate planning, and actuarial expertise to help advisors protect their clients’ portfolios against taxation, downside risk and provide higher after-tax, after-advisory fee returns than their current solutions.

We’re not just another insurance provider for UHNW clients and advisors; We’re their actuarial and insurance partner

Here are some of the key areas we can add value to your financial, investment and estate planning:.

  • Reduce the after-tax, after-fee return AND volatility of your existing investment strategies
  • Explain the value of utilizing tax-advantaged estate and downside protection structures
  • Understand what type of assets to keep in your estate vs move out of your estate
  • Understand how to maximize the use of GRATs

What We Do

UHNW Estate Planning

Strategic estate planning solutions to help UHNW clients maximize the after-tax value of their assets

Private Placement Life Insurance

Helping UHNW clients move assets into tax-free vehicles through PPLI

Whole Life Insurance

Earn 4% to 4.5% tax-free over the long-term with whole life insurance

Guaranteed Lifetime Income

Locking in high interest rates for life. Can get payout rates as high as 10%-13% on initial investment

Life Insurance Policy Review

Improving the performance of your policy with the right expertise

Life Settlement Valuation

Improving life settlement returns through in-depth analysis

Fund and Accounting Administration

Colva can handle all the back-office fund adminstration for your fund

Selling a Policy

The service that earns you 95% or more of your life Insurance policy’s market value

Our services our tailored to each individual client and advisor that we work with. Get in touch to learn how you can make better financial decisions for your clients while earning more for yourself.