For too long fiduciary estate attorneys, CPAs, family offices, and financial advisors have had to settle with life insurance and annuity service providers with limited understanding of insurance who sold their clients poor products with hidden expenses that cost clients dearly.

But times have changed.

In the age of fee-compression, clients are demanding more comprehensive and fiduciary solutions from their advisors.

We utilize our life insurance, investment, and actuarial expertise to help advisors protect their clients’ portfolios against downside risk and provide higher after-tax, after-advisory fee returns than their current solutions.

We’re not just another insurance provider for UHNW clients and advisors; We’re their fiduciary actuarial and insurance partner

What We Do

Tax Deferral

Helping high net worth clients pay less ordinary income taxes

Bond Portfolio Optimization

Increasing after-tax yield and/or decreasing volatility

Estate Planning/Wealth Transfer

Passing on wealth tax-free to future generations

Selling a Life Insurance Policy

Cashing out a life insurance policy for a higher value

Investing in Life Settlements

Uncorrelated 10%-14% net returns using specialized expertise

Our services our tailored to each individual client and advisor that we work with. Get in touch to learn how you can make better financial decisions for your clients while earning more for yourself.